Every time I switch on the telly, there is some advert on how to access money, make money or use money. The latest ads, however, are about winning money. All one has to do is to send their name to a 4 digit number and they stand a chance of winning an insurmountable amount of cash. Here are 10 suggestions on winning CASH Kila Siku
1. AMKA Kila Siku
Get up each morning and pursue your vocation with passion, integrity and excellence. Dream about it. Find ways of increasing revenues, improving processes, impacting lives. And don’t forget to train your children and neighbours’ children on these practices.
2. PANGA Kila Siku
Success follows discipline and one of the best ways of managing finances is by budgeting. Tracking monies shilling for shilling may be difficult at first. A simple way to start is to break one’s budget into thousands. Below is a simple guide on how to allocate gross earnings of Sh.30,000.
10% Sh. 3,000 Giving
10% Sh. 3,000 Emergency Savings / Short Term Investments
10% Sh. 3,000 Long Term Investments
10% Sh. 3,000 Retirement Fund
60% Sh18,000 Monthly Expenditure
3. KULA Kila Siku
Food and water are key to human survival. So is clothing, shelter, healthcare and education. These essentials must be prioritised otherwise we risk throwing them to the periphery and finding ourselves in a quagmire every so often. In addition, financial plans must be reviewed regularly to accommodate our changing needs.
4. LIPA Kila Siku
Buying consumables on credit is a dangerous habit. Learn to say no to tempting offers, be content with your lot and patiently plan to attain your hearts desires. If in debt, chart out a reasonable repayment schedule that will one day release you from the enslaving covenant.
5. AKIBA Kila Siku
Save! Save! Save! Not only in your savings account but find simple, fun and practical ways of reducing your expenses. Change your hair or accessories as opposed to buying an outfit each time you have a function. Carry packed lunch to work. And instead of taking your car to the car wash, compete with your kids on who will scrub their mat cleanest. Never fail to negotiate for a discount when the commodities or services you are purchasing are not fixed on price.
6. SOMA Kila Siku
It is imperative that our knowledge on money is constantly updated. Read books, read papers, listen to discussions on the economy, take a course on money, if you can. You will be amazed how this information will empower you to attract, retain and grow money.
7. ULIZA Kila Siku
Ask questions. Ask when the deal sounds too good to be true, ask when you have no clue and even when you have all the clues, ask. This way you will be able to ascertain if the investment is credible or worth pursuing. Never ignore the warnings of others or even your own. Where there is smoke, there certainly is fire!
8. TEMBEA Kila Siku
You cannot afford to walk this journey alone. Find likeminded people with whom you can regularly and openly share your ideas and challenges. Such synergy will not only result in great entrepreneurial ventures but also provide a haven in times of trouble.
9. PENDA Kila Siku
It is more blessed to give than to receive. Give to God, your family, your friends and the less fortunate of society. Donate your time and skills to charity and your community. Closely monitor socioeconomic initiatives to ensure that needless dependencies are being eliminated.
10. OMBA Kila Siku
Finally, pray everyday. In his sayings, Agur shares this prayer, “Two things I ask of You, LORD; do not refuse me before I die: Keep falsehood and lies far from me; give me neither poverty nor riches, but give me only my daily bread. Otherwise, I may have too much and disown You and say, “Who is the LORD?” or I may become poor and steal, and so dishonour the name of my God.” ~ Proverbs 30:7-9
… mwenye kupenda mawazo mazuri …